Personal Lines

Personal Lines Markets Available for NJ Retail Agents

Sell. Simplify. Dominate.

Sell More. Stress Less. Dominate Personal Lines.

To win in New Jersey’s ultra-competitive personal lines market, you need less friction and more firepower. We deliver both — giving you broad market access, responsive underwriting support, and industry-leading commissions paid on time (like German trains) so you can focus on selling and making an impact with your clients as you grow your agency.

Personal Auto Insurance

We have markets for standard and non-standard auto risks, including young drivers, high-risk policies, and luxury vehicles. Whether your client needs coverage for a daily commuter, a classic car, or a high-performance vehicle, we have a solution.

Homeowners Insurance

We offer markets for everything from standard homes to high-value properties, including coastal and secondary residences. Our carriers provide comprehensive coverage for fire, theft, liability, and more, ensuring your clients have the protection they need.

Condo Insurance

Our markets cover both owner-occupied and rented condos, filling in gaps left by association master policies. We can insure primary residences, seasonal units, and investment properties, offering competitive coverage options.

Renters Insurance

We have markets for tenants in apartments, rental homes, and multi-family dwellings. Our renters’ policies provide affordable coverage for personal belongings, liability, and additional living expenses.

Dwelling Fire Insurance

We provide coverage for rental properties, vacation homes, and investment properties, with options for single-family and multi-unit dwellings. Our markets include coverage for structure protection, loss of rental income, and landlord liability.

NJ Coastal Homes

Finding coverage for coastal properties can be challenging, but we have markets for homes near the shore, including those with high wind exposure. Our programs offer solutions for primary, secondary, and rental properties, ensuring your clients have the protection they need.

Seasonal Homes

Whether your client owns a lake house, a beach cottage, or a mountain retreat, we have markets for seasonal and secondary residences. Our carriers provide coverage for both occupied and unoccupied homes with flexible policy options.

Airbnb & Short-Term Rentals

We offer specialized coverage for clients renting their properties on platforms like Airbnb and VRBO. Our markets provide protection for property damage, liability, and loss of income, ensuring homeowners are properly insured for short-term rental risks.

No more unnecessary forms. No more delays. Just a faster, smarter way to quote and bind business.

Let’s make your job easier and more profitable—together.

Get In Touch

4 + 7 =

We’re here to answer your questions.

Eligibility Questions/New Business Submissions/Bind Requests:

[email protected]

Policy Changes/Questions on Existing Policies:

[email protected]

Hours:

🕒 Monday to Friday – 8:00am to 4:30pm

🕒 Saturday & Sunday – CLOSED

Clients

Trusted by Top Carriers