About Us
What We Do
We’ve grown up in the captive agency space, and we know the challenges, limitations, and opportunities that come with it. That’s why we’ve built something different—something better. As The Exclusive MGA for Captive & Former Captive Insurance Agents, our mission is simple: to provide you with the carriers, resources, and support you need to write and retain more business every day—all in an agent-friendly way that puts you first. Open communication, mutual respect, and a deep understanding of your needs are at the core of everything we do.
We have all the markets you need to morph from struggling to place business to carrier and opportunity abundance.
01. Personal Lines
Auto, Home, Condo, Renters, Dwelling Fire.
02. Commercial Lines
Commercial Auto, BOPs, Contractors, Restaurants, Habitational.
03. Medicare
Get 100% of the commission while building a massive downline for walk- away income.
04. Producers
Fortunes have been made in insurance using part-time producers who cost you nothing. We show you how to scale your agency like never before.
We celebrate you.
We are a unique combination
We’ve taken the market access and carrier partnerships you need, combined them with 50+ years of experience in the captive agency system, and built a platform designed to help you succeed today and into the future.
We live in the same real world you do. We’ve walked in your shoes, faced the same challenges, and understand the unique pressures of being a captive or former captive agent. Because of this, we see eye to eye with you. We treat you as equals and true partners, working together toward shared success.
One thing hasn’t changed since the beginning: Nothing happens until a sale is made. For years, captive agents have been the driving force behind growth—the hunters and gatherers providing for the rest of the industry. We celebrate you.
50+ Years of Experience
%
Return Users
We give you every tool possible
Our job is to give you every tool possible to make your life easier and more productive—helping you win more sales every day, retain more of your business, and do it all as seamlessly as possible.
We consider it an honor and a privilege to be your Expanded Markets Provider—and we are here to make your life easier.
Thank you for allowing us to be of service!
Features
What We Do Best
At UAA, we don’t just give you access to markets, we give you the tools to dominate them. Whether you specialize in personal lines, commercial insurance, or want to build a Medicare revenue stream, we provide the carriers, training, and support to help you grow.
Personal Auto
Access top-rated carriers to compete and win in today’s market. We help you navigate underwriting, pricing, and policy placement to write more business with confidence.
Homeowners
Protecting homes is more than just a policy, it’s peace of mind. We provide competitive markets for standard, high-value, and hard-to-place risks, ensuring you can meet your clients’ needs.
Dwelling Fire
From rental properties to seasonal homes, we offer the markets you need to cover investment properties and non-owner-occupied risks with ease.
Commercial Auto
Trucking, contractors, delivery fleets—we have the right markets to place both small and large accounts. From single vehicles to full fleets, we help you write profitable commercial auto business.
Contractors
General liability, commercial auto, tools & equipment—we provide A-rated markets for all contractor classes, helping you write profitable, high-retention business.
Restaurants
Bars, cafés, delis, fine dining—we have the markets to handle them all. Liquor liability, workers’ comp, business interruption, we give you the coverage options that keep restaurants protected.
Business Owners Policies (BOPs)
Small businesses need custom-tailored coverage. From retail shops to professional offices, our BOP markets allow you to place full-package policies with ease.
Medicare
The biggest missed opportunity for P&C agents. We provide a proven system to add Medicare sales to your agency, creating high-retention, long-term income. Don’t leave six figures on the table.
Create Agent Revenue Streams
Beyond just writing policies, we help agents scale. From Virtual Producers to Senior Health Profit Centers, we give you the tools to build a business that pays you long-term.
Most MGAs stop at providing markets. We go far beyond that—helping you grow, scale, and create wealth.
Frequently Asked Questions
Everything you wish someone had told you about building a profitable, scalable agency in today’s world.
(We wish someone had told us this 38 years ago… but alas, it didn’t exist — so we built it.)
What exactly is UAA Legacy?
UAA Legacy is more than an aggregator—we’re a full-service growth platform built by agents, for agents. We give you every NJ market you’ll ever need, access to real tools, and a blueprint for life-changing income that nobody else is telling you about.
Do I have to be a big agency to work with UAA Legacy?
Not at all. Whether you’re a solo producer, a small team, or a large agency, we meet you where you are. If you’re committed to growth, you’re in the right place.
What kinds of insurance markets do you provide access to?
Everything from personal lines (home, auto, umbrella) to commercial (BOP, GL, WC, niche markets), plus access to non-standard and surplus lines when needed. We have deep relationships with top-rated carriers serving NJ agents.
Are commissions competitive?
Not just competitive—they’re among the best in the industry. And they’re paid on time, every time. We value your work, and we make sure you’re compensated like it.
Is there training or support available?
Yes—and it’s real-world, battle-tested support. We give you the same blueprint we used to build recurring revenue, scale our agency, and stop trading time for money.
I’ve heard this kind of pitch before. What makes UAA different?
We’re not salespeople. We’re insurance agents who got tired of broken promises and built a better way. We’ve lived what you’re going through—and we’re handing you what actually works.
Do you require premium volume minimums?
No. Whether you’re writing $10k or $1M in premium, we help you grow—without pressure, quotas, or production cliffs.
What does it cost to join UAA Legacy?
There’s no upfront cost. We don’t win unless you do. If we choose to work together, it’s because we believe you have what it takes—and we’ll back you fully.
How quickly can I get appointed with UAA?
Fast. In most cases, we’ll have you fully appointed and writing within just a few days. Our onboarding is streamlined so you can start quoting and earning right away.
Is this just for NJ agents?
Right now, New Jersey is our focus, and where we offer the deepest access and support. If you’re outside NJ, contact us—we may already have a path forward for you.
Are you really helping agents grow long-term income and not just write more policies?
Absolutely. Markets are just the beginning. We help you build scalable, recurring income, plug into referral pipelines, and stop doing everything yourself.
This is about true agency ownership, not just being a salesperson.
What do the Gig Economy, the Graying of America, and AI have to do with insurance?
Everything. We help you monetize three major societal shifts:
- The Gig Economy – This is how agency empires are built. We show you how to grow using part-time producers who cost you nothing and generate recurring revenue.
- The Graying of America – Seniors now control over $950 billion in Medicare and health-related spending. We’ll show you how to tap into it.
- The Rise of AI – We teach you how to use AI to automate your marketing, scale your agency, and close more deals with less effort.
We don’t just keep you in the game—we position you to dominate the next era of insurance.
We’re here to help!
(973) 526-7038Get In Touch
We’re here to answer your questions.
Eligibility Questions/New Business Submissions/Bind Requests:
[email protected]
Policy Changes/Questions on Existing Policies:
[email protected]
Hours:
🕒 Monday to Friday – 8:00am to 4:30pm
🕒 Saturday & Sunday – CLOSED
Clients
Trusted by Top Carriers
